What type of documentation is important when filing a claim for cargo insurance?

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When filing a claim for cargo insurance, proof of loss documentation is essential. This documentation serves as formal evidence that a loss has occurred. It typically includes details such as the nature of the incident, the value of the cargo at the time of loss, and any relevant supporting materials that clarify the circumstances leading to the claim. Providing accurate and comprehensive proof of loss is crucial because it enables the insurance company to assess the claim effectively and determine the amount of compensation that may be warranted.

Visual inspection reports may help support a claim by providing evidence of the condition of the cargo, but they do not constitute proof of loss on their own. Previous shipping invoices may be useful for reference regarding the value of the goods but are not direct evidence of the loss. The contract with the carrier outlines the responsibilities and liabilities in shipping but does not directly prove that a loss has occurred. Thus, proof of loss documentation is the most critical element in substantiating a cargo insurance claim.

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