What is the required action upon discovering a loss according to the marine cargo insurance certificate?

The correct answer, which emphasizes following specific instructions on the marine cargo insurance certificate, is essential because marine cargo insurance policies often come with detailed guidelines tailored to the terms of coverage. These instructions can outline specific procedures for reporting and documenting a loss, including timelines and necessary documentation required for claims. Adhering to these outlined steps is crucial for ensuring that a claim is properly submitted and processed, maximizing the chances of receiving compensation for the loss.

Understanding the importance of referring to the marine cargo insurance certificate ensures that all relevant details are taken into account, as failure to comply with the stated protocols may risk the validity of the claim. This is why following the specific instructions on the certificate is prioritized in the case of loss discovery, as it is the most reliable action leading to appropriate response and potential recovery of losses.